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Mobley v. New York Life Ins. Co., 295 U.S. 632 (1935)
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General SummaryThis case is from a collection containing the full text of over 16,000 Supreme Court cases from 1793 to the present. The body of Supreme Court decisions are, effectively, the final interpretation of the Constitution. Only an amendment to the Constitution can permanently overturn an interpretation and this has happened only four times in American history.
Mobley v. New York Life Ins. Co., 295 U.S. 632 (1935)
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Mobley v. New York Life Insurance Co. No. 751 Argued May 6, 1935 Decided May 27, 1935 295 U.S. 632
CERTIORARI TO THE CIRCUIT COURT OF APPEALS
FOR THE FIFTH CIRCUIT
Syllabus
Repudiation of a contract by one of the parties to it, to be sufficient in any case to entitle the other to treat the contract as absolutely and finally broken and recover damages as upon total breach, must at least amount to an unqualified refusal, or declaration of inability, substantially to perform. P. 638.
2. A refusal by a life insurance company to pay a monthly disability benefit to an insured, based merely upon an honest, but mistaken, belief that the degree of disability defined in the policy as conditioning his right to such payments no longer exists, is a breach of the disability clause, but does not amount to a renunciation or repudiation of the policy. P. 638.
3. The evidence in this case shows that the life insurance company, in refusing to continue monthly disability payments, did not intend to break its promises to the insured. The fact that, when more fully informed, it allowed and tendered payment of the claims shows adherence to, rather than repudiation of, the contracts, and its efforts to have the policies kept in force were inconsistent with purpose to renounce them. Pp. 634, 638.
4. Whether the doctrine of anticipatory breach applies to this class of cases is not decided. P. 639.
Certiorari, 294 U.S. 703, to review the affirmance of two judgments for the Life Insurance Company, on verdicts directed by the District Court, in actions on two policies, which had been removed from a state court and consolidated for trial.
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Chicago: U.S. Supreme Court, "Syllabus," Mobley v. New York Life Ins. Co., 295 U.S. 632 (1935) in 295 U.S. 632 295 U.S. 633. Original Sources, accessed November 22, 2024, http://originalsources.com/Document.aspx?DocID=7GRIFE6RN22J4YN.
MLA: U.S. Supreme Court. "Syllabus." Mobley v. New York Life Ins. Co., 295 U.S. 632 (1935), in 295 U.S. 632, page 295 U.S. 633. Original Sources. 22 Nov. 2024. http://originalsources.com/Document.aspx?DocID=7GRIFE6RN22J4YN.
Harvard: U.S. Supreme Court, 'Syllabus' in Mobley v. New York Life Ins. Co., 295 U.S. 632 (1935). cited in 1935, 295 U.S. 632, pp.295 U.S. 633. Original Sources, retrieved 22 November 2024, from http://originalsources.com/Document.aspx?DocID=7GRIFE6RN22J4YN.
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