Bergholm v. Peoria Life Ins. Co., 284 U.S. 489 (1932)
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General SummaryThis case is from a collection containing the full text of over 16,000 Supreme Court cases from 1793 to the present. The body of Supreme Court decisions are, effectively, the final interpretation of the Constitution. Only an amendment to the Constitution can permanently overturn an interpretation and this has happened only four times in American history.
Bergholm v. Peoria Life Ins. Co., 284 U.S. 489 (1932)
Bergholm v. Peoria Life Ins. Co. No. 297 Argued January 18, 1932 Decided February 15, 1932 284 U.S. 489
CERTIORARI TO THE CIRCUIT COURT OF APPEALS
FOR THE FIFTH CIRCUIT
Syllabus
1. Contracts of life insurance, like other contracts, must be construed according to the terms that the parties have used, to be taken and understood, in the absence of ambiguity, in their plain, ordinary and popular sense. P. 492.
2. A condition in a policy of life insurance that the policy hall cease if the stipulated premium shall not be paid on or before the day fixed is of the very essence and substance of the contract. Id.
3. Clauses in a policy by which the company undertook to pay the premiums if the insured were totally and permanently disabled, but only upon receipt by it of proof of such disability and only the premiums becoming due after such receipt, held unambiguous and not to be construed, to save the policy from a lapse, as an agreement to pay premiums accruing after the disability occurred but before the company received proof of it. P. 491.
50 F.2d 67 affirmed.
Certiorari to review a judgment reversing a recovery in an action upon a life insurance policy.
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Chicago: U.S. Supreme Court, "Syllabus," Bergholm v. Peoria Life Ins. Co., 284 U.S. 489 (1932) in 284 U.S. 489 Original Sources, accessed November 22, 2024, http://originalsources.com/Document.aspx?DocID=1NVHQ6MNUVVMTEU.
MLA: U.S. Supreme Court. "Syllabus." Bergholm v. Peoria Life Ins. Co., 284 U.S. 489 (1932), in 284 U.S. 489, Original Sources. 22 Nov. 2024. http://originalsources.com/Document.aspx?DocID=1NVHQ6MNUVVMTEU.
Harvard: U.S. Supreme Court, 'Syllabus' in Bergholm v. Peoria Life Ins. Co., 284 U.S. 489 (1932). cited in 1932, 284 U.S. 489. Original Sources, retrieved 22 November 2024, from http://originalsources.com/Document.aspx?DocID=1NVHQ6MNUVVMTEU.
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